Atlas Claim Advance
Turn Tariff Changes Into Working Capital — Fast
● IEEPA appeals continue
$64B* in Accepted IEEPA Tariff Refunds Remain Unpaid
Atlas helps importers understand what’s still on the table — and access it without waiting.
Size your full exposure, including Phase 2 and secondary review
Convert potential recoveries into near-term liquidity with cash advances tied to the potential refund
No debt. No waiting on CBP. *Per CBP declaration filed May 26, 2026
~76%
Of accepted CAPE refunds still pending payment*
~$81B
~$81B Estimated future phase exposure (not entered in CAPE)*
~31%
Of CAPE submissions failed file validations *
~54%
Of accepted CAPE entries not yet liquidated *
Secondary reviews increasing
Many importers are reassessing whether all eligible exposure was identified and how evolving appeals may impact recovery timelines.
For qualifying companies
Atlas can advance 70–80% of estimated refund exposure — upfront, with no recourse if the refund isn’t paid.
Atlas can advance 70–80% of estimated refund exposure Subject to eligibility and documentation. This is not a commitment to fund.
$250M+
In potential tariff refunds facilitated for advances
Exposure & capital
Understand your potential tariff refund exposure and access capital sooner
IEEPA appeals and evolving CAPE processing may continue extending refund timelines. Atlas helps companies evaluate potential exposure, assess claim positioning, and convert anticipated recoveries into near-term upfront capital — without debt. 🔍
🔍 Evaluate potential exposure
Work with experienced trade and claims professionals to better understand possible refund opportunities and claim completeness — including entries that may have been missed in initial reviews.
Average Refund Exposure: $2.3 M
👁 Improve visibility into the process
Gain additional insight into CAPE-related considerations, evolving timelines, and potential recovery positioning so finance teams can plan around something concrete.
Eligibility Turnaround: 4 hrs
🏭 Access capital against expected recoveries
Advance capital is disbursed quickly, keeping your supply chain moving.
Offer Speed: 7 Days
How finance & trade teams use Atlas
Built for the teams carrying the most uncertainty
CFOs, finance leads, and trade compliance directors are all navigating the same problem from different angles.
CFO
Capital tied up in tariff payments can sit on the balance sheet for years. Converting that uncertain future receivable into near-term liquidity changes how upfront capital can be deployed.
Chief Financial Officer perspective
Director of Trade Compliance
Many importers have refund exposure they have not yet sized across entry types, origin countries, and tariff periods. Getting a precise estimate early helps compliance teams plan filing deadlines without pressure.
Trade Compliance perspective
Finance Lead
The CBP refund timeline is uncertain. Converting an uncertain future receivable into near-term liquidity lets finance teams plan around something concrete rather than wait on a government process outside their control.
Finance Leadership perspective
Many importers are reassessing whether their full exposure was identified
Following the Supreme Court’s IEEPA ruling and ongoing litigation, many companies are conducting broader secondary reviews of their tariff exposure, refund positioning, and claim completeness.
Some importers initially focused only on obvious exposure, filed early claims before newer legal developments emerged, or still lack visibility into evolving CAPE-related processing considerations.
Companies are increasingly reevaluating:
Whether all eligible entries were captured
Potential Phase 2-related exposure
Refund timing expectations
Unresolved or deferred claims
Upfront capital tied up during extended review periods
market conditions
~$146B*
Estimated tariff refund exposure still unpaid or not yet entered and reviewed
~$81B*
Estimated exposure potentially outside initial Phase 1 scope
Appeals continue
Administrative guidance and refund timing expectations remain evolving
Secondary reviews increasing
Many importers are reassessing claim completeness and additional recovery opportunities
A structured process designed for refund visibility & capital access
A guided workflow built for importers navigating ongoing uncertainty. Here's what to expect - and what you'll need at each stage.
Day 1
Complete exposure review form
Share basic company and import information so our team can begin evaluating potential exposure.
Days 2-5
Schedule confidential review
Meet with our specialists to discuss claim positioning, documentation, and potential recovery considerations. A mutual NDA is available at this stage - we provide a standard form.
Required
Upload ES003 & supporting documentation
Provide your ES003 and available import records. This documentation is required to assess refund eligibility. Your licensed customs broker can pull this - we provide step-by-step guidance if needed.
Review phase
Receive exposure & recovery assessment within 7 business days
Atlas reviews potential refund positioning, possible additional opportunities, and expected process considerations.
Qualifying companies
Review capital options alongside your review
No obligation offers are available for upfront capital tied to anticipated recoveries.
What you'll need
ES003 document
Your CBP Entry Summary is the primary document used to assess tariff exposure and refund eligibility. Your licensed customs broker can pull this - we provide step-by-step guidance if needed.
Importer of record status
You must remain the importer of record with US Customs to file and receive the refund. The contingent refund claim is not transferable as a matter of law. Your practical obligation is minimal.
Mutual NDA (optional)
If you'd prefer to establish confidentiality before sharing documentation, we provide a standard mutual NDA we can execute before any sensitive information is exchanged.
Basic company & import details
Country of import, estimated tariff spend, and relevant import periods. This is all that's needed to begin the initial exposure review.
Risk & structure
Not a loan. Not on your balance sheet. No recourse.
The most common CFO questions — answered upfront. Atlas structures advances against anticipated refunds, not against your business.
This is not debt
Tied directly to your expected tariff refund - not your balance sheet. No fixed repayment schedule. No additional fees if the government refund is delayed.
We assume the risk
If the refund is never issued, you are not on the hook. Atlas assumes the recovery risk in exchange for the advance.
Confidential by design
Your participation, claim size, and transaction terms remain strictly private. No immediate public filings required.
No commitment until you’re ready
All terms are shared upfront before any commitment is required. Nothing proceeds without your informed sign-off.
No credit threshold
Eligibility is assessed primarily on the tariff refund opportunity itself - total tariff paid and documentation available.
Minimal ongoing obligations
Your main obligation is cooperating with standard customs steps — working with your broker to file the necessary paperwork.
How it works
Visibility before capital. Guidance throughout.
Atlas combines exposure evaluation, process visibility, and optional capital solutions into a guided workflow builtd for importers navigating ongoing uncertainty.
01
Visibility before capital
Many companies first engage Atlas to better understand exposure, claim completeness, and refund timing before evaluating financing options. The exposure review is free — no commitment required.
02
Guided review process
Our team works with experienced trade and claims professionals to help organize documentation, assess potential opportunities, and improve claim visibility across entry types and tariff periods.
03
Upfront capital — no obligation
For qualifying companies, Atlas can provide structured advances tied to anticipated refund recoveries — reducing upfront capital pressure during ongoing appeals, without taking on debt.
Common questions
Frequently Asked Questions
How does Atlas help companies understand potential tariff refund exposure?
Atlas works with experienced trade, customs, and claims professionals to evaluate potential IEEPA‑related refund exposure, review historical import activity, and identify areas that may warrant additional analysis. Many importers are now conducting secondary reviews as refund guidance, appeals, and processing procedures continue evolving.
What if we haven’t fully analyzed all eligible entries yet?
That’s common. Some companies initially focused only on obvious exposure or filed limited claims early in the process. As the legal and administrative landscape evolves, many importers are reassessing whether additional recovery opportunities may still exist. Atlas can help companies better understand potential exposure before pursuing capital solutions.
Do we need to have already filed claims?
No. Some companies are still evaluating exposure or conducting secondary reviews. You don’t need to have filed claims to start the exposure review process.
How can the claims review process itself be valuable?
Even before an advance is considered, the review process can help companies: • Organize claim‑related documentation • Identify potential gaps or missed entries • Improve visibility into refund timing and exposure • Better understand CAPE‑related processing considerations • Support internal treasury and planning discussions
What happens if the appeal process continues?
Refund timing and processing may continue evolving while appeals proceed. Many importers are evaluating both recovery timing and interim capital planning. Atlas helps companies navigate both — understanding exposure now, with the option to access capital tied to expected recoveries if and when it makes sense.
Why is the advance less than the full refund?
The advance reflects the present value of a future payment that is uncertain in both amount and timing. Refund timelines through US Customs can be long and unpredictable. The difference between the advance and the full expected refund is the cost of accessing capital now rather than waiting, as well as offloading the risk in the event refunds are never issued.
How is pricing determined?
Pricing is based on the estimated size of your expected refund entitlement, the quality and completeness of your documentation, the expected timeline to government payment, and your company profile and background. All terms are presented transparently and reviewed with you before any commitment is required. There are no incremental fees.
What does “no recourse” mean?
If the refund is never issued, you are not on the hook. Atlas assumes the recovery risk in exchange for the advance. There is no recourse to your business if the government does not pay.
Do I need strong credit to qualify?
Not necessarily. Eligibility is assessed primarily on the tariff refund opportunity itself, including the total tariff paid and the documentation available. Your company profile may influence certain terms, but it is not a threshold requirement.
Is this a loan or debt obligation?
No. This is not traditional debt and does not appear on your balance sheet as a borrowing. The arrangement is tied directly to your specific expected tariff refund. There is no fixed repayment schedule, and no additional fees if the refund is delayed.
Can I review terms before committing?
Yes. All terms—including the advance amount, pricing, and agreement structure—are shared with you upfront before any commitment is required. We encourage you to involve your CFO, legal counsel, accountant, or trade professionals in that review.
What types of imports qualify?
Any goods subject to IEEPA tariffs are in scope. This includes the trafficking tariffs on imports from China, Canada, and Mexico effective February 4 2025, and the broader reciprocal tariffs effective April 5 2025 on imports from a wide range of countries.
What agreement is required to receive an advance?
We enter into a straightforward bilateral agreement that sets out the expected refund entitlement, the advance amount, and how the refund is handled once received. The agreement is clear and proportionate, and you are encouraged to review all terms with legal counsel before signing.
What happens when the refund is received?
If the government pays, the refund is received by you as the importer of record and passed on to the buyer per the terms of our agreement. You remain the party of record with US Customs throughout the process.
Are there any ongoing obligations or restrictions related to receiving the advance?
The main ongoing obligation is cooperating with the standard steps required to receive the refund, such as working with your customs broker to file the necessary paperwork. The agreement is limited in scope to the expected refund entitlement.
What does my company need to do to receive the refund?
In most cases, your licensed customs broker will need to file a formal protest with US Customs for each eligible entry within the applicable deadline window. We provide guidance and work alongside your broker to ensure the right steps are taken on time.
Why does the company need to remain involved?
At this stage, the contingent refund claim is not transferable by law, so the importer of record must take the requisite steps and receive the refund.
Are we a licensed customs broker?
No, we are not licensed customs brokers.
*Date Source: CBP declaration filed May 26, 2026
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